Your personal details
Please check these. If anything is wrong, please use the reply form attached to your statement to tell your pensions administrator, so that they can correct it. It is important to keep your record up to date, including any changes to your marital status.
- Pension age – This is the earliest age at which you can leave and take your pension in full, without any reduction for early payment.
- Pensionable earnings – These are the earnings used to work out the value of your pension at the statement date.
- Your pensionable earnings may not be the same as your salary. Some items of pay are not pensionable; for example, overtime payments and bonuses.
- Some non-cash items could count towards your pension, for example, uniforms or accommodation.
- If you work part time, we will use your full time equivalent pensionable earnings to work out your pension.
- For most members who joined the CSP arrangements on or after 1 June 1989, and before 30 July 2008, there is a maximum level of pay we will use when working out pension contributions and benefits. This is known as the 'Earnings Cap' and it only applies if you earn over around £112,000 a year. Ask your pensions administrator for details.
For more information see scheme information.
- Salary – This is your annual rate of pensionable pay at the statement date. It is used as the basis for projecting your pension to the ages shown in your statement.
- If your best year's earnings fell before the current year then we may use that figure to project your pension. This usually applies if you are close to the projected pension age.
- If you are in classic, classic plus or premium, and you work part time, then the rate shown will be your full-time equivalent pensionable pay.
- If you are in nuvos and you work part time, the salary shown will be your annual part time salary.
nuvos statements only:
- Linked final salary pensionable earnings and linked reckonable service
These are used to work out the value of your linked pension and Club transfers, using the same calculations as for premium pension.
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