Where can I find out more?
HMRC website: http://www.hmrc.gov.uk/pensionschemes/pts.htm
Your pensions administrator
Find your pensions administrator under ‘Helpline’ at http://www.civilservice-pensions.gov.uk/helpine.asp
For help in tracing ‘lost’ pensions
http://www.pensionsservice.gov.uk/atoz/atozdetailed/pensiontracing.asp
Finding an Independent Financial Adviser (IFA)
Ask your union or try http://www.fsa.gov.uk/consumer/02_HOW/Advice/information.html