Falling ill
Partnership pension scheme
What happens if I become too ill to work?
If you have to leave the Civil Service before you are 60, and our medical
adviser agrees that you cannot do your job because your health has broken
down permanently, we may pay you a lump sum when you leave. We will work
this out as 20% of your pensionable pay for every year of service, up to a
limit of three years’ pay. We will only pay the lump sum if you have worked
for us for at least two years, and it cannot be more than the pay you would
have had if you had continued in work until you are 60.
The only other restriction is that you must have filled in a satisfactory
health declaration, which your employer will send to you. If you leave the
Civil Service because of ill health, you may want to consider drawing your
pension early. This is usually possible, but your pension is likely to be
reduced because of early payment. If you are so ill that you are expected
to have a shorter life expectancy, your pension provider will take this
into account when they work out the amount of your pension.