Civil_Service_Pensions

Civil Service Pensions
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Falling ill

Partnership pension scheme

What happens if I become too ill to work?

If you have to leave the Civil Service before you are 60, and our medical adviser agrees that you cannot do your job because your health has broken down permanently, we may pay you a lump sum when you leave. We will work this out as 20% of your pensionable pay for every year of service, up to a limit of three years’ pay. We will only pay the lump sum if you have worked for us for at least two years, and it cannot be more than the pay you would have had if you had continued in work until you are 60.

The only other restriction is that you must have filled in a satisfactory health declaration, which your employer will send to you. If you leave the Civil Service because of ill health, you may want to consider drawing your pension early. This is usually possible, but your pension is likely to be reduced because of early payment. If you are so ill that you are expected to have a shorter life expectancy, your pension provider will take this into account when they work out the amount of your pension.